Terms of Use

Last updated: May 8, 2026

Welcome to Stock DCA ("App", "we", "our", "us"). By downloading, accessing, or using the App, you agree to these Terms of Use ("Terms"). If you do not agree, do not use the App.

1. App Purpose

Stock DCA is provided as an educational and portfolio-tracking tool to help users plan and track dollar-cost averaging and dividend-related information.

2. No Financial Advice

The App and all related content are for informational purposes only and do not constitute financial, investment, legal, tax, or other professional advice. We do not recommend specific securities or investment strategies. You are solely responsible for your investment decisions.

3. Eligibility

You must be legally able to use the App under applicable laws in your jurisdiction. If you are under the age required by your local law, you may use the App only with appropriate consent.

4. User Responsibilities

You agree to:

• Provide accurate information you choose to enter.
• Use the App only for lawful purposes.
• Not misuse, reverse engineer, interfere with, or attempt unauthorized access to the App or its systems.

5. Data and Privacy

Your use of the App is also governed by our Privacy Policy, available at: https://mylifeideas.com/privacy.html

6. Intellectual Property

All App content, branding, design, and software (excluding user-provided data) are owned by us or our licensors and are protected by applicable intellectual property laws. You may not copy, distribute, modify, or create derivative works without written permission, except as allowed by law.

7. Third-Party Services and Links

The App may include links or integrations to third-party services (such as app stores or external websites). We are not responsible for third-party content, terms, or privacy practices.

8. Availability and Changes

We may update, modify, suspend, or discontinue any part of the App at any time, with or without notice. We are not liable if any feature is unavailable.

9. Disclaimer of Warranties

The App is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, to the fullest extent permitted by law.

10. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment losses arising from or related to your use of the App.

11. Indemnification

You agree to defend, indemnify, and hold harmless us and our affiliates from claims, liabilities, damages, losses, and expenses arising from your misuse of the App or violation of these Terms.

12. Termination

We may suspend or terminate your access to the App if you violate these Terms or if required by law.

13. Governing Law

These Terms are governed by the laws of Oshawa, Ontario, Canada, without regard to conflict of law rules. Any disputes will be subject to the exclusive jurisdiction of courts located in Oshawa, Ontario, Canada, unless otherwise required by law.

14. Changes to These Terms

We may revise these Terms from time to time. Updated Terms will be posted at this page with a revised May 8, 2026 date. Continued use of the App after changes means you accept the updated Terms.

15. Contact

For questions about these Terms, contact us at: info.stockdca@mylifeideas.com